AI
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Fireside chat “The Regulator’s Dilemma”
On November 19, I had a fireside chat with Simon Taylor on the main stage of Fintech Nerdcon in Miami, FL. I provided reflections on my time as Acting Comptroller, discussed lessons learned from SVB, offered thoughts on stablecoins, and suggested leveraging the cloud service provider “shared responsibility model” as a starting point for thinking Continue reading
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Panel on “The Future of AI Governance”
On October 16, I joined Melissa Koide of FinRegLab, Him Das of K2 Integrity, Vaik Mugunthan of Dynamo, and others on a panel at DC Fintech Week 2025 to discuss responsible AI. I highlighted the risk of category errors in risk managing AI and the importance of relying on first principles. I also discussed using Continue reading
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Guest lecturer at Georgetown, Wharton, and GW
I have recently guest lectured three classes. On October 6, I joined Georgetown law professor Chris Brummer’s class to discuss stablecoins, AI, and innovation policy. On October 13, I joined Wharton law professor Peter Conti-Brown’s class to discuss anti-money laundering. And on October 15, I jointed GW visiting professors Scott Alvarez and Laurie Schaeffer to Continue reading
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Keynote Panel on “Shaping the Future of Finance”
On October 8, I joined Manmohan Singh and Samim Ghamami on the keynote panel for Risk Live North America’s annual conference in Nashville, TN. In addition to discussing the outlook for rates and the future of money, my remarks focused on stablecoins and AI. Continue reading
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Fireside at AI-Native Banking and Fintech Pre-Conference
On September 29, I had a fireside chat with Madeline Fredin of Alloy Labs at a pre-conference event for industry and regulatory leaders attending SpringLab’s AI-Native Banking and Fintech Conference in Salt Lake City, Utah. We discussed AI risk governance, model risk management, evals, fintech partnerships, impacts on community banking, and regulatory training, amongst other Continue reading
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Panel on “AI Adoption: Enablers and Blockers”
On September 24 in Frankfurt, I joined Dovile Grigiene (Revolut), Santa Purgaile (Bank of Latvia), and Alexander Thamm, for a panel discussion of AI adoption at the ECB’s annual Supervision Innovators Conference. We discussed the proof-of-concept ‘trap’, the role of culture and inertia, and the risks of moving too slowly. Continue reading
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Essay on “AI and Category Errors”
Today the Forum on Financial Supervision at LSE’s Systemic Risk Centre published my essay, “AI and Category Errors“. In it, I pose the question: Is AI a model, software, or third party service? The answer matters because the risk management frameworks for each are quite different. Below is an excerpt. At regulated financial institutions, models, Continue reading
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Paper on “AI Actionability Over Interpretability”
Today, I shared a working paper titled “AI Actionability Over Interpretability” on Substack and LinkedIn. I propose taking a pragmatic approach to risk managing and building trust in generative AI. Instead of trying to understand and interpret AI model calculations, we should structure their use so that actionable fixes can be made when things go Continue reading
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Presentation on “AI-Enabled Agility: Reimagining Central Banks”
On September 9 in Kuala Lumpur, Malaysia, I gave a presentation and participated in a fireside chat at SEACEN’s “High Level Course on Leadership in the Age of AI: Empowering Central Bank Leaders”. My presentation focused on the challenges facing central banks today and how AI can help to meet them, as summarized in this Continue reading
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Publication of “Cybernetic and Superintelligent Supervision”
On July 22, 2025 the Forum on Financial Supervision, which is part of the London School of Economics’ Systemic Risk Centre, published my essay, “Cybernetic and Superintelligent Supervision“. The essay highlights that banking supervision’s ability to be effective is being challenged by long-term, irreversible trends. To adapt, supervision needs to cover more ground, better, and Continue reading
Mike Hsu 