AI
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Fireside on “Responsible AI in Financial Services”
On April 1, I joined Don Graves, former Deputy Secretary of the Department of Commerce, for a fireside chat on responsible AI in financial services at the National Fair Housing Alliance’s Responsible AI Symposium conference in DC. We discussed the state of play in the industry and at regulatory agencies, as well as opportunities and… Continue reading
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Panel on “How AI, Quantum Computing & Cybercrime Will Impact How We Regulate”
On March 19, I joined a panel at the George Mason University Annual Financial Services Conference 2026 to discuss AI, quantum computing, and cyber risk in the context of evolving regulation. I discussed the two-sided risk of AI adoption (both from moving too fast and too slow) and how model risk management is not fit… Continue reading
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Roundtable on “Simplifying Compliance: Cleaning Up Policy Sludge with Trained AI Tools”
On February 26 I joined Lotte Schou Zibell in co-moderating a roundtable on cleaning up policy sludge at the GFTN Tokyo 2026 conference. Participants included Bob Wardrup (Reg Genome), Benedicte Nolens (BIS Innovation Hub Hong Kong), and JC Parrenas (SMBC), among many others. Continue reading
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Presentation on “The Policy Challenges of Digital Banking and Financial Services”
On February 9 in Mumbai, India I gave a presentation at a Reserve Bank of India/Harvard PIFS policy seminar on digital banking and financial services, with Q&A moderated by Jeff Zhang of the University of Michigan. We discussed how digitalization, AI, and tokenization are changing the financial landscape and impacting accountability, supervision, and financial stability. Continue reading
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Panel on “AI in financial services”
On January 31 I joined a panel on AI in financial services at the Smoketree gathering in Palm Springs. My presentation focused on AI trends in 2026, including vibe coding, agents, and cyber risks, as well as a discussion of the proliferation of AI risk management frameworks, potential regulatory focus on evals and red teaming,… Continue reading
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Panel “Challenges for Banking Supervision in a Changing Financial System”
On January 29 I joined a panel at a conference hosted by the BIS and Executives’ Meeting of East-Asia Pacific Central Banks (EMEAP) to discuss supervisory challenges in today’s rapidly changing world. Also on the panel were Jane Magill (APRA), Lyn Javier (BSP), and others. We discussed the importance of supervisory judgment and balancing that… Continue reading
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Fireside chat “The Regulator’s Dilemma”
On November 19, I had a fireside chat with Simon Taylor on the main stage of Fintech Nerdcon in Miami, FL. I provided reflections on my time as Acting Comptroller, discussed lessons learned from SVB, offered thoughts on stablecoins, and suggested leveraging the cloud service provider “shared responsibility model” as a starting point for thinking… Continue reading
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Panel on “The Future of AI Governance”
On October 16, I joined Melissa Koide of FinRegLab, Him Das of K2 Integrity, Vaik Mugunthan of Dynamo, and others on a panel at DC Fintech Week 2025 to discuss responsible AI. I highlighted the risk of category errors in risk managing AI and the importance of relying on first principles. I also discussed using… Continue reading
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Guest lecturer at Georgetown, Wharton, and GW
I have recently guest lectured three classes. On October 6, I joined Georgetown law professor Chris Brummer’s class to discuss stablecoins, AI, and innovation policy. On October 13, I joined Wharton law professor Peter Conti-Brown’s class to discuss anti-money laundering. And on October 15, I jointed GW visiting professors Scott Alvarez and Laurie Schaeffer to… Continue reading
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Keynote Panel on “Shaping the Future of Finance”
On October 8, I joined Manmohan Singh and Samim Ghamami on the keynote panel for Risk Live North America’s annual conference in Nashville, TN. In addition to discussing the outlook for rates and the future of money, my remarks focused on stablecoins and AI. Continue reading
Mike Hsu 