regulation
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Presentation on “The Gap”
On November 12, I gave a presentation at the Fintech Takes Builders Summit in Bozeman, Montana on the widening gap between the practice of banking/finance and the regulation and supervision of banking/finance. Kiah Haslett moderated a lively discussion with roughly fifty fintech builders. Much of the discussion revolved around the ideas reflected in the regulatory Continue reading
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Fireside chat “BofA Expert Insights Series”
On October 9 I had a virtual fireside chat with Ebrahim Poonawala, head of Bank of America’s North America Banking Research, as part of their Expert Insights Series. We discussed a wide range of topics from regulatory reforms, Basel 3 and mergers to fintech partnerships and the macroeconomic environment. Continue reading
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Fireside at AI-Native Banking and Fintech Pre-Conference
On September 29, I had a fireside chat with Madeline Fredin of Alloy Labs at a pre-conference event for industry and regulatory leaders attending SpringLab’s AI-Native Banking and Fintech Conference in Salt Lake City, Utah. We discussed AI risk governance, model risk management, evals, fintech partnerships, impacts on community banking, and regulatory training, amongst other Continue reading
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Essay on “AI and Category Errors”
Today the Forum on Financial Supervision at LSE’s Systemic Risk Centre published my essay, “AI and Category Errors“. In it, I pose the question: Is AI a model, software, or third party service? The answer matters because the risk management frameworks for each are quite different. Below is an excerpt. At regulated financial institutions, models, Continue reading
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Fireside with the American Fintech Council
On August 28, 2025, I had a fireside chat with Phil Goldfeder, CEO of the American Fintech Council. We discussed innovation and regulation. I shared several war stories from the 2008 GFC and my tenure at the OCC to provide perspective on the topic. We also discussed current events and the outlook for finreg. Continue reading
Mike Hsu 