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Mike Hsu

Advisor, speaker, former regulator


  • May 8, 2026

    Roundtable “Third Party Risk Management”

    On May 7 I joined a roundtable on third party risk management hosted by the Alliance for Innovation Regulation (AIR) and the Consumer Bankers Association (CBA). We discussed a wide range of topics focused on the challenges of TPRM in today’s banking and technology landscape. Continue reading

    Roundtable
    TPRM
  • May 8, 2026

    Panel “Banking and Regulatory Landscape”

    On May 5, I joined Meg Tahyar (Davis Polk) and Tiffany Eng (BNY) on a panel on the banking and regulatory landscape moderated by Ryan Tracy (Capitol Account) at the Women in Housing and Finance 2026 symposium on innovation and action. We discussed innovation, fraud, AI, and liquidity risk, among other topics. Continue reading

    Conference
    AI, innovation, regulation
  • April 16, 2026

    Presentation “A Regulator’s Perspective on Stablecoins and Digital Assets”

    On April 7, I gave a presentation on regulatory perspectives on stablecoins at the Bank of North Dakota’s B3 Conference in Fargo, ND. We discussed how the history of money and banking — from pre-civil war free banking to Eurodollars to Libra to the GENIUS Act — have influenced regulatory approaches and stablecoin developments. Continue reading

    Conference
    financial history, stablecoins
  • April 16, 2026

    Fireside on “Responsible AI in Financial Services”

    On April 1, I joined Don Graves, former Deputy Secretary of the Department of Commerce, for a fireside chat on responsible AI in financial services at the National Fair Housing Alliance’s Responsible AI Symposium conference in DC. We discussed the state of play in the industry and at regulatory agencies, as well as opportunities and… Continue reading

    Conference, Fireside
    AI
  • March 20, 2026

    Panel on “How AI, Quantum Computing & Cybercrime Will Impact How We Regulate”

    On March 19, I joined a panel at the George Mason University Annual Financial Services Conference 2026 to discuss AI, quantum computing, and cyber risk in the context of evolving regulation. I discussed the two-sided risk of AI adoption (both from moving too fast and too slow) and how model risk management is not fit… Continue reading

    Conference
    AI, innovation, MRM, regulation
  • February 28, 2026

    Roundtable on “Simplifying Compliance: Cleaning Up Policy Sludge with Trained AI Tools”

    On February 26 I joined Lotte Schou Zibell in co-moderating a roundtable on cleaning up policy sludge at the GFTN Tokyo 2026 conference. Participants included Bob Wardrup (Reg Genome), Benedicte Nolens (BIS Innovation Hub Hong Kong), and JC Parrenas (SMBC), among many others. Continue reading

    Conference
    AI, policy sludge, regulation
  • February 9, 2026

    Presentation on “The Policy Challenges of Digital Banking and Financial Services”

    On February 9 in Mumbai, India I gave a presentation at a Reserve Bank of India/Harvard PIFS policy seminar on digital banking and financial services, with Q&A moderated by Jeff Zhang of the University of Michigan. We discussed how digitalization, AI, and tokenization are changing the financial landscape and impacting accountability, supervision, and financial stability. Continue reading

    Conference, Guest lecture
    AI, innovation, regulation, supervision
  • February 9, 2026

    Panel on “Shadow Money”

    On February 6 I joined a panel on “Shadow Money” at the University of Michigan Law Federalist Society’s conference on “The Future of the Federal Reserve” in Ann Arbor, Michigan. On the panel with me were Dan Awrey (Cornell), Mark van der Weide (Federal Reserve), and Saule Omarova (Wharton). The discussion focused on stablecoins/digital assets,… Continue reading

    Conference
    stablecoins
  • February 3, 2026

    Panel on “AI in financial services”

    On January 31 I joined a panel on AI in financial services at the Smoketree gathering in Palm Springs. My presentation focused on AI trends in 2026, including vibe coding, agents, and cyber risks, as well as a discussion of the proliferation of AI risk management frameworks, potential regulatory focus on evals and red teaming,… Continue reading

    Conference
    AI, regulation, supervision
  • January 29, 2026

    Panel “Challenges for Banking Supervision in a Changing Financial System”

    On January 29 I joined a panel at a conference hosted by the BIS and Executives’ Meeting of East-Asia Pacific Central Banks (EMEAP) to discuss supervisory challenges in today’s rapidly changing world. Also on the panel were Jane Magill (APRA), Lyn Javier (BSP), and others. We discussed the importance of supervisory judgment and balancing that… Continue reading

    Conference
    AI, international cooperation, supervision
Next Page»

About Me

I am a former regulatory chief executive (OCC) focused on AI, including agentic reliability in financial services, facilitating policy sludge clean up and policy-as-code, and expanding supervisory capacity at regulatory agencies. I research, write, and advise companies, organizations, and central banks on regulatory policy, innovation, and digital transformation.

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UPCOMING EVENTS

Apr 24 NYU Stern Volatility and Risk Conference (New York, NY)

May 1 DTS Innovation Roundtable (New York, NY)

May 5 Women in Housing and Finance 2026 Symposium (Washington, DC)

May 7 Third Party Risk Management Roundtable (Washington, DC)

May 8 ML Commons, AILuminate Global Assurance Program (New York, NY)

May 19-21 EMERGE (Atlanta, GA)

May 27 Stanford SIEPR Conference (San Francisco, CA)



Recent Posts

  • Roundtable “Third Party Risk Management”
  • Panel “Banking and Regulatory Landscape”
  • Presentation “A Regulator’s Perspective on Stablecoins and Digital Assets”

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